ashok kumar prasad

• led & scaled bancassurance partnerships with rbl bank, sbm, saraswat bank, and rrbs (mpgb & wbgb) across north & east india.

• scaled portfolio from ₹32.8 cr to ₹62 cr — 90% growth in 3 years with 24.5% cagr in rbl bank.

• almost doubled fls productivity to ₹4.6L from ₹2.4L in fy22.

• maintained 55–57% market share in rbl bank with consistent yoy of +43% in fy24-25.

• onboarded mpgb (madhya pradesh gramin bank) in fy25-26.

• led 150+ workforce across north & east region, strengthening execution using lts, bqi, and digital tools.

• managed partnerships with rbl bank, idfc bank, and csb bank, achieving consistent yoy growth.

• maintained 60% market share in rbl bank despite intensive regional competition.

• drove core product mix improvement optimizing long-term ppt and attached policy riders.

• successfully launched yes bank partnership with complete team manning and seamless login kickstart.

• led hdfc bank bancassurance portfolio across gujarat, owning regional performance and internal operations.

• managed network of 700+ hdfc bank staff across distributed clusters and key branches.

• oversaw retail branch banking, credit protect, telesales, lending, and wealth verticals.

• launched and set up 'group credit protect' vertical for all underlying asset classes in gujarat.

• implemented smp, lts, and bqi organizational frameworks at scale.

• built direct & loyalty distribution verticals from scratch across bihar and jharkhand.

• delivered above-target performance metrics across key emerging cities.

• expanded geographic footprint across patna, ranchi, jamshedpur, and dhanbad.

• managed west delhi branch portfolio acting as the dedicated profit centre head.

• delivered 2× annual business growth turnaround in fy10, ranking as the #2 territory in region.

• focused on high-net-worth client acquisition, policy persistency, and absolute regulatory compliance.

• managed 6 full branches and supervised 80+ sales managers within the central nagpur cluster.

• delivered 275% growth turnaround, reaching the #1 ranked territory position in the region.

• successfully established greenfield branches in chhattisgarh (korba & bhilai) maintaining zero initial attrition.

• secured top 10 national ranking across the network.

• built reliable agency networks and dynamic advisor ecosystems spanning the vidarbha region.

• led regulatory training, official licensing (irda), and continuous api target execution.

• recognized as a core member of the initial branch setup team and first leap qualifier (ace).

• contributed as an early professional member of the retail agency launch team for central india.

• consistently recognized among the top 5 stms across the extensive western zone.

• established core distribution networks across central india and the broader vidarbha marketplace.

• handled cfa and super stockist networks, regularly surpassing periodic quota allocations.

• featured inside the top 5 pan-india list on the internal surplus demand ranking.

• promoted rapidly from mt to territory manager overseeing specialized otc consumer divisions.

• product range management: otc nutraceuticals, anticancer formulations, cardiac and critical care therapeutics.